Unfortunately, my husband did not ask for them to pay the COBRA when he changed jobs. I think he was just happy to get out of where he was and did not want to muddy the waters. So, let me see if I have this straight. We are not required to keep the COBRA during the 30 day waiting period before our insurance works....but it is likely that our son will have an additional waiting period of some kind for CAH related matters only. If I am correct here, should we ask the insurance company how long the waiting period is (if there is one) so we can still sign up for COBRA while we can? Thanks so much for the info Bonnie!