Our cost would be around $40.00 a month. I pay $70.00 a month for insurance for my daughter and it covers 100% of everything. It is insurance through the state reguardless of your income. I agree that our government needs to look at this! It only seems fair to me that HEALTH should be included with "Life, Liberty and the pursuit of Happiness" Even though we can afford her health costs now, I know that not everybody can. It is not fair to those inbetween people at all. I also think about when my daughter needs to find her own insurance. What about pre-existing conditions? Will she have to give up having her own business because she needs group coverage through an employer?