Sandra,

Thank you for your kind words. It has been the worst time of our lives and we are pretty strong people.  We will try again and hope to be in the 75%.  I wanted to get everyones opinions about all of the new procedures out there - but it seems I am a bit more liberal for even considering or exploring other options.  But I appreciate all of the support out there that has been non-judgemental. So thank you Sandra!