If you are anywhere as young as you seem then maybe you don’t need to do it at all yet. Lets be honest, anytime you let your guard down and have sex with someone, your risking having some  things rumored about you and your private area. It is always better to really know what love is and be ready to get married, if you are ready for marriage than you are ready for intercourse. If your not then guess what??????? You won’t be ready to DO IT or for him to ever TELL someone! Take it from one with experience!..Also maybe this one goes on the controversy board..