Does anyone have life insurance for their CAH kids, and with whom?? After the death of our sw son 12 yrs ago, we are having a VERY hard time finding someone who will cover our 5 yr old daughter now. One company (Lutheran Life Insurance) has told us that if she has not been hospitalized due to CAH for a full year, that they will cover her when she turns 16!! Every other company has just flat out refused. We are in Canada, but any "leads" (especially those companies that may have subsideries in Canada) would be greatly appreciated!