First of all I hate to pry, but may I ask what happened to your son?  I am so sorry for your loss.  I had no luck getting insurance from my agency which is FARM BUREAU.  I took out life insurance on myself, and my agent mentioned that I should take out a small policy on my son to cover things like funeral exspenses, ect. , so I filled out the form.  That part was turned down, and he told me I might try again or somewhere else. 

 

Thanks Carrie