Are you saying that you think this was wrong?  Also, Cornell and other doctors always bill ridiculous amounts and then insurance pays a fraction of it and they never go after you for much more.  Like my children’s bills at Cornell are usually about $1000 and insurance pays much less and that’s it.  I think it’s like suing someone for 34 million dollars and hoping to get $250,000.  But if she did cover it you would be grateful right?    Someone I know also had genetic testing and she didn’t realize that because her husband had changed jobs they weren’t covered for that period, and they charged her less.