I NEVER THOUGHT ABOUT THAT, I WILL LOOK IN TO IT.  I AM A CAREGIVER BUT MY CLIENT (SHE ALSO MY PARTNER, AND MY SOUL MATE) SHE  IS GETTING SICKER AND KNOW SOME DAY IN THE NEAR FURTURE SHE WILL LEAVE ME.  I WILL BE OUT OF A JOB PLUSE LOSE MY SOUL MATE AT THE SAME TIME.  I HAVE BEEN THINKING WHAT KIND OF JOB I CAN DO.  THANK YOU