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What a cruel and insensitive thing to say. Don't you think the guy's suffering enough without you trying to make him feel worse? Trying to say his wife doesn't love him is low, very low, and you should be ashamed of yourself. If you hadn't also been offering some pertinent comments in your posts I would have deleted them as junk posts from a spammer.
To Mark, please don't let *'s rudeness get you down.
I would suggest that your insurance carrier's attitude reflects a very sexist approach, and would be something their PR department would not want to get out. Were the media to get the story and turn it into a "bunch of old men in a smoke filled room laughing that women don't need to enjoy sex" story, it would hurt them seriously. A while back an insurance carrier denied a couple coverage for a pre-natal condition for their unborn child, but said they would cover an abortion, the media were all over it. The insurance company backtracked within a few days of it hitting the press.